Wildfire Risk Maps by State & City

California faces the nation’s most severe wildfire and insurance environment — from CAL FIRE Fire Hazard Severity Zones to a statewide non-renewal crisis pushing homeowners onto the FAIR Plan.

Oregon’s 2021 statewide wildfire risk map sparked statewide debate; the Cascades and southern valleys carry some of the West’s fastest-growing exposure.

Colorado’s Front Range wildland-urban interface saw the Marshall and East Troublesome fires reshape what “high risk” means — and what carriers charge.

Eastern Washington’s dry interior carries the state’s highest wildfire hazard, with fast-moving range and timber fires each summer.

Arizona’s high country — Flagstaff, Prescott, the Mogollon Rim — faces severe forest fire risk amid prolonged drought.

The 2024 Smokehouse Creek Fire — the largest in Texas history — underscored wildfire risk across the Hill Country and Panhandle.

The 2022 Hermits Peak–Calf Canyon Fire became the largest in New Mexico history, raising the stakes for mountain communities statewide.

Nevada’s Sierra Front and the Lake Tahoe basin face fast-moving range and timber fires, and rapid Reno-area WUI growth keeps pushing homes into the path of wildfire.

Idaho’s forested mountains and the Boise foothills carry one of the heaviest summer fire loads in the country — the state regularly ranks among the national leaders in acres burned.

Montana’s western forests — around Missoula, the Bitterroot Valley, and the Flathead — see large, fast-moving fires each summer as drought lengthens the season.

Utah’s Wasatch Front interface and southern canyon country face rising fire risk amid prolonged drought and fast foothill development.

Wyoming’s forested ranges — the Bighorns, the Medicine Bow, and the Tetons near Jackson — carry significant summer wildfire risk in a fast-drying climate.